Travel insurance is a type of insurance coverage that provides financial protection against unexpected events or risks that may occur while traveling. It is designed to mitigate the financial losses and offer assistance in various situations during your trip. Travel insurance policies typically cover the following aspects:

1. Trip Cancellation or Interruption: This coverage reimburses you for non-refundable expenses if you have to cancel or cut short your trip due to unforeseen circumstances such as illness, injury, death, or other emergencies.

2. Medical Expenses: Travel insurance often includes coverage for medical expenses incurred while traveling, including emergency medical treatment, hospitalization, and medical evacuation to a suitable medical facility.

3. Lost or Delayed Baggage: This coverage provides compensation for lost, stolen, or damaged luggage or personal belongings during your trip. It may also offer reimbursement for essential items if your baggage is delayed for a certain period.

4. Travel Delay: If your travel plans are delayed due to reasons beyond your control, such as weather conditions or transportation issues, travel insurance can offer compensation for additional expenses like accommodation, meals, and transportation.

5. Emergency Assistance: Travel insurance typically includes 24/7 emergency assistance services. These services can help you with medical emergencies, travel arrangements, legal assistance, and other unforeseen situations while you are traveling.

6. Personal Liability: This coverage protects you if you cause injury to others or damage their property while traveling. It helps cover legal expenses or settlement costs if you are held responsible for such incidents.

It’s important to carefully review the terms, coverage limits, and exclusions of a travel insurance policy before purchasing it. Different insurance providers offer various levels of coverage, so it’s advisable to compare different policies and choose one that best suits your travel needs and budget.